chibigenesis asked:
I don’t know if it’s possible for someone to get health insurance to cover them if they have a problem with substance abuse. Like, if you tried to get insurance, and then you wanted to use the insurance to pay for substance abuse treatment, wouldn’t they count it as a “pre-existing condition” or something and deny you coverage?
I don’t know if it’s possible for someone to get health insurance to cover them if they have a problem with substance abuse. Like, if you tried to get insurance, and then you wanted to use the insurance to pay for substance abuse treatment, wouldn’t they count it as a “pre-existing condition” or something and deny you coverage?
So basically, would it be possible to get health insurance and then ask the health insurance to pay for your substance abuse treatment if you had the substance abuse problem before you signed up for the insurance?
Would you have to ask the individual insurance company before you actually applied for coverage?
{ 3 comments… read them below or add one }
The best way is to adress your closest health professional and practician and ask him about the eventual policies of such an issue. Here is my source:
Substance abuse is usually cause to decline a policy. If this person could get group coverage, which is guaranteed issue, there would probably be a 12 month preexisting condition exclusionary period before (s)he would be covered for this issue.
Don
Try AmeriPlan They are a Discount Medical Plan Organization. They have arrange for you to have access to dental, vision, chiropractic pharmaceutical and medical providers who have agreed to offer their services at negotiated discounts off their usual and customary fees. It is not insurance!! but it should help you out a lot i have it and pay only $20 for my braces each visit. I dont have insurnce and this helps me alot. I think of it as my ultimate discount card but for your medical expenses. It is great to have when you cant play for insurance it saves me lost of money. go to this web site to get more info
MyBenefitsPlus.com/Monique